According to fundamentals of macro economics, one’s earning has two parts – expenditure and savings. The amount of one’s savings is equal to his investment (Here we assume, the person behaves rationally and does not keep his savings in a hidden coffer at home instead of investing). In this article, we will talk about a different aspect of investment strategy. …
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Who are your top women in finance? These are our picks for top 5 female traders & investors, inspiring us on the daily!
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Having the right bank account is very important when it comes to your own and your family’s finances. The point of having a bank account is to keep any and all funds that you have safe and in a convenient-to-use place. Many people are now finding that the majority of banks out there are offering online banking. What online banking …
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When it comes to keeping consumers safe, not all plastic is created equal. Both credit cards and debit cards provide good protection for account holders. However, credit cards have an added layer of protection since they aren’t directly linked to a savings or checking account like a typical debit card. In the event of fraud or theft, there’s also a …
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Like clockwork, just as spring weather starts to set in, tax time enters and Americans are racing against the tax deadline of April 15. Some people may like to get their taxes out of the way as soon as they receive their W2s and may have their tax refunds in their accounts before Tax Day arrives. Others put off filing …
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Almost a year ago, we posted an analysis of the Bitcoin phenomenon from the perspective of a potential investor. The article, which was called Should I Invest In Bitcoins?, pointed out that one of the perks to Bitcoins is that they can be looked at in a relatively simple manner: what are they worth and is the value trending up …
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So you’re finally ready to buy your first home! Whether it’s with your significant other or alone, it’s definitely an exciting and daunting time all in one. It can leave you feeling terrified and doubting whether you’re even making the right decision. So without further ado, here is the ultimate ‘buying your first home’ checklist for dummies – make sure …
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Does anybody ever pay with cash anymore?! Why is it that people use credit cards so extensively? A person who doesn’t have a credit card may feel like he’s dodging ‘a bullet of debt’ but what about the many benefits that credit cards can have on ones finances? For those who can’t control their temptations (and therefore spending habits), should stick to …
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Insurance is one of those things we have a hard time appreciating until we need it. For the most part we loathe our monthly or bi-annual premiums and would give anything to get out of having to pay them. Unfortunately, insurance is a fact of life, but that doesn’t mean it has to cost more than it has to. Regardless of type, insurance …
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Dealing with student loan debt is tough. Student loan debt is causing graduates to drown in debt and stress from these loans is not just effecting them financially but mentally and emotionally too. There is a constant growth in debt. Talking about students graduating in 2014 is indebted with almost $33,000. These numbers just would not stop there, because with …
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All The Frugal Ladies Personal finance with a feminine touch
