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Finance

Should I Invest in Bitcoins?

Recently, a friend of mine suggested that I follow his investment path and invest in Bitcoins. It’s not an easy decision to make – Bitcoin is a relatively new-age concept and understanding how it works is not simple. From a pure investment perspective, it works similarly to stocks… you buy at a certain price and the worth of one bitcoin will go up or down. At that point, you …

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Teaching Teens About Financial Responsibility Using Debit Cards

It’s important for parents or guardians to teach their children about money as early as possible. The epidemic of college students getting into debt through a combination of financial ignorance and the lure of easy credit tells us that financial education is as important a part of child rearing as anything else. It’s reported that 76 percent of college students …

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Does Daylight Savings Really Save Money?

I remember very clearly the first time I experience the political phenomenon known as daylight savings time. It was in 2003, when I was 18 and I was abroad (we don’t have daylights savings time in Bolivia). Messages were everywhere reminding us to switch the time in our clocks and I was confused by it all – why where we doing …

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Important Things Most People Forget to Include in Their Budgets

Most people want to become a bit more money conscious and save a few dollars. The problem is, that when preparing budgets, most people forget to include some vital things that can turn your money saving efforts sour by the end of the month. We’ve prepared a list of things not to forget when preparing your budget! Annual Payments Things …

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Spring cleaning can affect your taxes. Yes, here’s how!

We don’t think of spring cleaning as anything more than a pain. But it comes with some really great tax advantages. Here’s how you can save some money by being charitable this financial year!

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A Roundup of Reviews on the Mint Finance App

As frugal lifestyle bloggers, we are always on the lookout for tools and technology to help ourselves and our readers better manage their personal finances. Mint is one such tool. Purchased a few years ago by Intuit, Mint is a great online service to help you better manage your personal budget and spending patterns. What’s So Great About Mint, Anyway? …

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Auto Insurance Rates: Men vs. Women

Insurance is so mainstream in today’s world – car insurance is compulsory, Obamacare has brought health care into the spotlight and with businesses, the recent spate of floods in America and across the world has brought the topic of insurance to the fore. While a lot of aspects of insurance are debatable, the age old question of how insurance premiums …

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What’s the Deal With Bitcoins?!

bitcoin

The debate over Bitcoin’s value and legitimacy rages on – not only on the television and newspapers – but during lunch breaks and over the coffee table with friends. Yet, with all the buzz and chitchat, how many of us have an actual grasp on what bitcoins are all about? How did it get started? Where can you get bitcoins? …

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Am I Too Young For Life Insurance?

Often when we’re young and invincible, life insurance is the furthest thing from our minds. After all, it is typically most useful at the end of one’s road, and most vibrant, healthy twenty-somethings can expect to keep rolling for quite some time, excluding a sudden and unexpected stop. From this perspective, it’s easy to believe that life insurance is unnecessary …

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Is Frugality Overrated?

In the personal finance world, there are many different types of bloggers. There are bloggers who are getting out of debt, bloggers who are focusing on early retirement, and pretty much everything in between. It’s actually pretty amazing that there are a million ways to talk about something as “simple” as math. I mean, when you get down to it, …

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