Does it always seem like your paycheck disappears as soon as you get it? For many working parents, that’s exactly the case: rent or mortgage, car payments, insurance, retirement fund, extra-curricular activities for kids, Christmas….the list could go on and on. But, instead of worrying about how you’re going to pay for your son’s second broken arm this year or …
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The growing popularity of online shopping has definitely influenced our consumer experience. Once upon a time we actually had to get off the sofa and out of our house, compare between a set number of shops and settle for the lowest price. We only got discounts during holidays and season clearances. The birth of online shopping has given way to …
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Do you have a lot of spare time in your day? Well, many women have spare time and they want to utilize this time in a good way. If you have likeness or hobbies for anything, it will be better to use that for earning some money. Thanks to internet and other modern technologies there are a lot of opportunities …
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Divorce is never easy, even at times when there is complete agreement on everything between the couple. There are many emotions, pressures and financial issues and concerns to deal with, especially if kids are involved. And in the midst of negotiations with your spouse, it can be hard to think ahead to the time when you will be officially divorced and …
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The Stats on Gift Cards The stats on gift cards and gifts are generally surprising. $2 billion worth of gift cards go lost or don’t end up being used each year in America. And while this doesn’t even begin to compare to the $50 billion worth of items that Americans return during the holidays annually, it’s still a staggering amount …
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Sensible financial management relies on budgeting and other proven principles to ensure your income covers household expenses. Along the way, however, unexpected or extraordinary costs can interfere with cash flow. Job loss, underemployment, costly repair bills, and other forms of hardship exact a heavy toll on family finances, but there are creative ways to overcome temporary financial setbacks. If you see a …
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Money is a curious thing. It is a mere piece of paper, yet it determines our habits and goals in life. We are living in times when money is never far away from our mind, and worrying about it seems to be a real epidemic. But, we are supposed to be the master of this paper, not the slaves to …
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Investing in the stock market is appealing to a lot of people, but the actual process can be a little bit overwhelming. Setting up a stock portfolio typically means picking a trustworthy broker, putting a significant amount of money (sometimes up to about $25,000) into your account, and then attempting to manage a dizzying amount of activity. Meanwhile, you’ll have …
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The first step in a home down payment = saving. As long as you're spending frivolously, you won't reach it. Are you guilty of these bad spending habits?
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Saving money and investing is the foundation to your financial success. Some of the world’s richest have built their wealth by investing it wisely from the get-go. I may not be among the richest, but as soon as I paid off my debt and started saving, I placed it all into investments. Since then, it’s been a roller-coaster ride with …
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All The Frugal Ladies Personal finance with a feminine touch
