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Jess hails from Sunny Australia and is the youngest of the frugal ladies. She loves shopping for a bargain, reading, watching movies and spends most of her life on the beach

Tips For Living Comfortably on a Budget

In this day and age it seems most of us need to tighten our purse strings a little (or a lot) to deal with the economic stress. Most of us need to live ‘within our means’ as difficult as that can be at times and that usually means a limited budget (for most.) Since the dreaded recession in 2007, the …

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Budget Gift Ideas

Whether it’s birthdays, engagements, mothers/fathers days or housewarming parties, there are never a shortage of occasions that require you to come baring gifts! Unfortunately with so many of these occasions happening all the time, it can be quite detrimental to your saving efforts. However with a bit of creativity and thought, you can purchase/make some awesome presents that whoever is …

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Crucial Decisions: Saving Money for Retirement or Your Kids’ College?

saving money coins

Daily financial struggles can transcend to something even more important: your family’s future. If you think you don’t have the resources to save for both your retirement and your kids’ college, there are several facts you need to consider before you choose one over the other. You Can Borrow for College, but Not for Retirement People use loans to buy …

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How to Travel, Every Year, for the Rest of Your Life

Travel, without a doubt, is one of the most thrilling experiences you can have (at least in my opinion). It’s amazing experiencing new cultures, foods, entertainment, and scenery. But wait, there is more! Beyond the adventure of a trip, it is also absolutely refreshing once you return because it feels like your batteries have been super charged. So what is …

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“Think before printing”: 5 more tips for a greener office

Energy use has become a central concern amongst small business owners looking to maximise their energy efficiency. The success of energy providers like Ovo Energy show that customer satisfaction is no longer the preserve of larger utility companies, as consumers are increasingly shopping around and trying out smaller companies to get cheaper deals. Together with core office principles such as …

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Budget Friendly Snack Ideas

Most people think that being on a budget means goodbye to healthy snacks and hello to whatever cheap bag of (excuse my language) crap they can get their hands on. That however is certainly not the case – you can certainly still focus on healthy eating and fuelling your body with substance whilst still watching your dollars. Here is a …

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Important Things Most People Forget to Include in Their Budgets

Most people want to become a bit more money conscious and save a few dollars. The problem is, that when preparing budgets, most people forget to include some vital things that can turn your money saving efforts sour by the end of the month. We’ve prepared a list of things not to forget when preparing your budget! Annual Payments Things …

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Planning a Wedding on a Budget (Part Two)

Learning that the average American wedding costs more than $28,000 is enough to make any financially savvy couple want to avoid the altar entirely. But that walk down the aisle doesn’t need to send you into financial ruin. These budget-friendly ideas can help you save money without feeling like you’ve skimped on your big day. Choose the Right Date Wedding …

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Wedding Planning on a Budget

Getting married  is supposed to be one of the most exciting times in a couple’s life – however once the wedding planning begins it can prove to be an extremely testing time in any couples relationship. Pressure from both families, differences of opinion and most of all financial stress can change this magical time to a nightmare in a heartbeat. …

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Fun Things to Do When You’re Broke

Whether your bank account is still recovering from expensive holiday gifts, you’ve been let go from your job or you’re simply struggling to make ends meet, don’t worry we’ve got your covered! It’s no secret that money certainly does not buy happiness (hey, it’s a cliché for a reason!) and it definitely is possible to still have fun without spending …

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