My boyfriend has the bad habit of not checking his credit card statements. The month comes and goes and he has no idea how much he spent or if he’s still under budget. Worse so – as my polar opposite, he’s indifferent. Things are getting more serious between us, so I’ve requested he be more responsible about his savings and …
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Lately, I’ve been getting a lot of flack for my frugalness. My family and friends think I overdo it and focus too much energy on saving while I constantly analyze how to lower my expenses. But I have to disagree – living a frugal lifestyle has done me so much good. It’s impacted my life for the better. Where I stand …
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According to RestaurantOwner.com opening a restaurant costs on average $275,000, a whopping amount of cash. When it comes to starting your first restaurant business, many people feel inspired to take the plunge but unfortunately the majority don’t know how, don’t have any experience, and will likely not succeed. Reality is that setting up a restaurant takes intense preparation and hundreds …
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Indoor or outdoor wedding - what will it be? We look into the costs and factors that can help you make a decision!
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A great initiative is to get your children thinking about energy saving from a young age. Around the home, there are all manner of tricks and tips to help guide them towards an energy efficient lifestyle. Here are a few common ones that are helpful, easy and fun to teach. They aren’t necessarily the most radical changes but they are …
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Investing in the stock market is appealing to a lot of people, but the actual process can be a little bit overwhelming. Setting up a stock portfolio typically means picking a trustworthy broker, putting a significant amount of money (sometimes up to about $25,000) into your account, and then attempting to manage a dizzying amount of activity. Meanwhile, you’ll have …
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Personalized designer wedding invitations can be expensive. Fortunately, there are many FREE options available. We collected the very best ones!
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Saving money and investing is the foundation to your financial success. Some of the world’s richest have built their wealth by investing it wisely from the get-go. I may not be among the richest, but as soon as I paid off my debt and started saving, I placed it all into investments. Since then, it’s been a roller-coaster ride with …
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Have you ever watched the TLC show “Extreme Cheapskates?” If you haven’t, let me introduce you to the reality show craziness… it’s a show about people who are obsessively cheap in their lives. They will go to crazy levels to save a dollar, even if it means disturbing family or guests, or living a low quality of life. I was …
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According to fundamentals of macro economics, one’s earning has two parts – expenditure and savings. The amount of one’s savings is equal to his investment (Here we assume, the person behaves rationally and does not keep his savings in a hidden coffer at home instead of investing). In this article, we will talk about a different aspect of investment strategy. …
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All The Frugal Ladies Personal finance with a feminine touch
